Basic Option Terms

An option is a contract with the rights, not the obligation to buy or sell a security at a certain pre-determined price within a certain time period. Examples, calls and puts, lease options on a house, etc. 

Calls give the owner the right to buy a stock at a certain price for a certain period of time.

Puts give the owner the right to sell a stock at a certain price for a certain period of time – Insurance. 

Options cost money. 

Option expire worthless if the stock price isn’t past strike price at expiration. 

Trade options 30-60 days to expiration. 

Time Decay – All options lose value as time goes on. 

ITM – call above strike price, put stock below strike price

OTM call stock below the strike price, put stock above the strike price

Option value goes up for call as a price increase, and up for put when the price decreases.

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